Care Costs
If you suffer personal injury due to an accident caused by someone else, you may need (home) care. This care can range from help with daily activities such as cooking and dressing to intensive medical care. The cost of this care is considered a claim and is often recoverable from the liable party.
What are care costs?
Care expenses are any costs you incur for care and support after an accident. This may include, for example:
- Professional help, such as nurses, physical therapists or domestic help;
- Care provided by your partner, a family member or a friend;
- Home modifications to continue living independently;
- Specific aids such as a wheelchair, bed elevator or stair elevator.
Entitlement to reimbursement for caregiving expenses applies not only to professional care, but also to care provided by your loved ones.
Care provided by relatives
If your partner, a family member or an acquaintance takes care of you, you can receive compensation for this. This is not considered unpaid informal care, but an entitlement to compensation at a so-called care rate. This care rate is often lower than the rate for professional help, but must be reasonable in relation to the care provided. What is considered reasonable depends on factors such as:
- The intensity and duration of care;
- The nature of your injury and the complexity of your care needs;
- The caregiver’s ability to do other work or miss income.
Care by professionals
If you need professional help, the full cost of it is usually covered. For example:
- Nursing care;
- Rehabilitation counseling;
- Help with household chores or child care.
Reimbursement for professional care is based on the rates charged by the provider.
What is reasonable?
The amount of reimbursement for care costs depends on what is reasonable and necessary. This is assessed based on:
- The severity of your injury;
- The expected duration of your recovery;
- The impact on your daily life and that of the caregiver.
Reimbursement should ensure that you are adequately supported without incurring unnecessarily high costs. This involves looking at alternatives, such as professional care versus care by loved ones.
Why is an allowance for caregiving expenses important?
An accident often brings with it not only physical, but also financial and emotional burdens. The right to compensation for caregiving expenses is designed to alleviate the financial impact of the accident. In addition, it recognizes the efforts of your loved ones who support your recovery.
Help Claiming Care Costs
Determining and recovering care costs can be complex. That is why it is important to hire a personal injury specialist. We will help you fully assess the costs and receive fair compensation. Contact us for a no-obligation consultation. We are here to take the worry off your hands so you can focus on your recovery.