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Employer's Liability

Employer's Liability

We spend a lot of time at work and sometimes that can be work in a protected environment such as in the office, but also in places where danger is more at hand. When personal injury occurs during your work we call it a work accident or occupational accident and when you have developed a disease at work for example by inhaling asbestos, we call it an occupational disease.

Employers are required to provide insurance for their employees. This means that in the event of damage, the insurance company pays the amount and not the employer itself. Because the insurance company pays out the damages, you as an employee do not have to worry that your employer will suffer financial loss. It is also often in the employer’s interest that you seek proper medical attention so that you can return to work after your accident. Subordinates are also covered by employer liability, meaning volunteers are also covered by employer liability.

Employers must create a safe situation
Art. 7:658 (1) BW requires employers to take measures to prevent (injury) damage. If the employer fails to comply, the employer can be held liable. The working conditions legislation determines what measures must be taken on the shop floor; the labor inspection checks these measures. If the labor inspection concludes that the employer has violated the law, the employer is in principle liable. But even if no norm has been violated, the employer can be held liable. The Supreme Court assumes a high level of safety in the workplace; that is, the employer must create additional safe conditions, which may go beyond the prescribed standards. The attorneys at Munten Personal Injury will help you pursue liability in a workplace accident. If liability is admitted, the attorney fees will be for the insurer; you will pay us nothing.

What to do after a workplace accident

After a workplace accident, you don’t immediately think of gathering evidence, but evidence plays a decisive role in all personal injury cases. It is important that you are able to obtain witnesses, reports and footage to support your claim. It is also important to seek medical attention after a workplace accident, this will help the recovery process and also substantiate that you have actual injuries. After you have gathered evidence and sought medical attention, it is important to take one of our lawyers into your hands. An attorney will guide you through the entire process and ensure the best possible outcome.

Lawyer in a workplace accident

When a workplace accident occurs, discussions can arise on a myriad of issues. We help you navigate discussions, look at legal feasibility, maintain contact with insurers and the employer, and make sure the entire process goes smoothly. Holding your employer liable can be seen as a big step, so it is important that this is done carefully and communication with the insurer is initiated as soon as possible, so that the relationship with your employer does not deteriorate unnecessarily.

How much compensation in a workplace accident?

As a victim of a workplace accident, you suffer harm in several ways. The medical expenses quickly mount up and work is not possible as it was before the accident. The household is no longer possible and the children must also be taken care of. You have to stop your studies even though you just started and are still paying tuition. As long as the costs are related to the accident and are reasonable, they can be reimbursed. Loss of work capacity is an injury that occurs when you can no longer work (fully). Losing income is a serious problem and can add up quickly. Your lawyer can ask for an advance so you don’t end up in financial distress. Smart money is compensation for damages suffered. This amount is arrived at through various guidelines and compensates for damages suffered where there is no price tag.

Fell or tripped at work

You are working on equipment or walking from your cash register to the warehouse and you trip or fall. It could be that the floor was wet, there is a threshold that is too high or there is equipment on the floor that caused the fall. A fall can cause long-term injuries that prevent you from going back to work. A fall from an aerial platform, roof, scaffolding or a machine are also conceivable scenarios. In many cases it is possible to hold the employer liable if you have fallen, a moment of inattention is not enough to not admit liability. Your employer may try to pin the blame on you because he believes it was an accident. Know your rights and contact one of our lawyers, they can assess whether it is feasible to hold your employer liable.

Construction industrial accident

Construction is hard work with lots of equipment and heavy building materials, and an accident can happen in no time. An accident in construction can have major consequences for you. Your physical health plays a big role in your work and you are afraid that you will not be able to work for a while and therefore lose income. If an accident has occurred in construction and you suffer personal injury as a result, it is important to get an attorney’s help. Contractors and construction companies are quick to shift the blame to the worker’s so-called carelessness or incompetence. It is important to know your rights and what you are entitled to. In cases where it is unclear whether an employee or (sub)contractor is involved, there are often discussions about who is the liable party. In the Netherlands there are rules that protect the employee in these cases, it is important to contact one of our lawyers so that they can assess whether there is a construction industrial accident.

Car accident or collision during working hours

In principle, an accident involving a vehicle during working hours or on company premises falls under the employer’s liability. When there is a unilateral accident, it may still be possible to hold your employer liable. This is because your employer may have passenger indemnity insurance (SVI). It is important to gather evidence regarding the accident; the claim form and witnesses are examples of this. If there has been a car accident or collision, it is important to contact one of our attorneys.

Industrial accident caused by machinery or treadmill

Cutting machines, tools and treadmills have fast-moving parts that can cause many injuries in an instant. The consequences of this type of injury can have a major impact on your life. There are strict rules and requirements that the employer must comply with, such as creating a safe working environment and considering the employee’s carelessness. He must actively provide safety training and verify that tasks are being performed safely. If the employer fails to do this, he can be held liable for the damages incurred. When the extent of the damage and injury is great, we recommend contacting one of our attorneys.

Industrial accident caused by coworker error

In principle, your employer is responsible and liable for the mistakes of his staff. This does have the requirement that the mistake must have been made during working hours. Liability can therefore be established with your employer if it happened during working hours. If it did not happen during working hours, liability can be asserted against your colleague. To assess on whom liability can be based and which rules apply to you, it is wise to contact one of the lawyers at Munten Letselschade.

Exceptions

If the employer has taken all necessary precautions to ensure the safety of the employee, liability cannot be established. Other exceptions include: reckless conduct, alcohol, drugs or willful intent. Evidence must always be presented as to what is claimed.

Our action plan

Know your rights

You are entitled to compensation for damages resulting from a workplace accident. We will help you recover these damages. Contact us today. We will discuss what we believe is the best strategy to get fair compensation as quickly as possible. This is as follows.

1
We discuss what happened

A good understanding of the facts is necessary to hold the right party liable.

2
Free help with liability claims

With a legally sound story, we hold the person(s) responsible liable for your damages.

3
After liability comes damages

Then we can work with you to estimate the damages and make sure you get fair compensation.

Individualized approach for each case

Our goal is to make the liable party, usually an insurer, bear as much of the personal injury victim’s burden as possible. This requires swift action, which is often a challenge due to the natural inertia of the parties involved, such as insurers. However, thanks to our years of experience and good contacts, our personal injury lawyers know how to reach the right people at the right place, which usually allows us to achieve the desired speed.

An important part of this is that we quickly figure out with you what matters for your situation. Compensation is not an outcome of a calculation. It requires good cooperation between victim and personal injury lawyer to figure out what is needed at this time and later. The injury has a big influence on this, but so do the victim’s social and financial circumstances, of course. Fortunately, personal injury law is still very much a people’s business and we can offer our expertise. A personal injury case is quite intense if you want to do it right, it really is a collaboration, because even though our personal injury lawyers are specialized in this field: we do not know what is going on with you.

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Questions & Answers

Hiring a specialized personal injury lawyer will cost you nothing. The law states that the party liable for the occurrence of damage must also reimburse the attorney’s fees. We call this the extrajudicial costs. This means that you can hire a specialized personal injury lawyer at no cost to you.

Compensation consists of several components of damages. The basic principle is that the insurer is obligated to compensate the victim in such a way that he or she is put in the situation as much as possible as where he or she would have been had the incident not occurred. That means that, as a victim, you and your personal injury lawyer do a thinking exercise, comparing what is different now because of the accident. Then you usually come across the following damage items:

  • Loss of work capacity is the damage caused by a decrease in income (both white and black income) due to the accident. As a self-employed person, you often face declining income almost immediately while in salaried employment, you often get paid longer. This is a very important part of compensation;
  • Domestic help damages arise when you yourself, as the victim, can no longer perform the household tasks you did before the accident. You may have to hire professional help, but even if your partner or other family or friends take over tasks, the insurer must pay compensation for that;
  • Loss of self-efficacy is not being able to do the chores in and around the house anymore and the consequences of that should be compensated. Consider hiring third parties such as a carpenter, painter or gardener or having someone close to you take over those tasks;
  • Cost of third-party personal care if you cannot care for yourself;
  • Non-insured medical expenses are costs that are not reimbursed by the health insurance company. A well-known example is the physical therapist. It is not included in the basic package and if expenses are then incurred for treatments at the physical therapist, the liability insurer must reimburse them as a result of personal injury;
  • Transportation damages have to do with extra miles that must be driven to doctors and practitioners, as well as possibly modifying a car or buying another car as a result of the injury may also be part of the compensation;
  • Smart money is compensation for all the consequences of the accident that cannot be valued in monetary terms, such as pain, grief and the time you spend dealing with the consequences of the personal injury.

Fault is a legal term for the circumstance that you yourself had a contribution to the occurrence of the accident or the severity of the consequences. Consider, for example, not wearing a seat belt in the car.

Partial own fault affects the amount of compensation. For the portion that is at fault, a deduction is made from the personal injury damages. Please note that there are cases where it is not so oneovudous! For all non-motorized road users such as pedestrians, cyclists and people on electric bicycles, there is extra protection. This basically means that you will always be compensated at least 50% of your damages. If you have any questions about this, be sure to call.

If you were driving a car yourself, it may still be possible, even if you were at fault for the accident, to receive full compensation for your damages. Then it is important to see if an SVI insurance policy provides coverage. Then, in most cases, personal injury damages can be recovered in full.

If you have legal expenses insurance, it may seem logical to call on them first after an accident. Yet this is not always the best choice. Legal expenses insurers often work with set procedures and standard operating procedures, so your case may not get the personal attention it deserves. Moreover, a legal expenses insurer often has an interest in settling cases quickly, sometimes even at the expense of the maximum compensation to which you are entitled.

With us, on the other hand, you receive personalized assistance and we are fully committed to your best interests. We take the time to understand your situation and ensure that your compensation claim is handled accurately and completely. In addition, our assistance is always free of charge, as the costs are recovered from the other party.

Do you still want to contact your legal expenses insurance first? Of course you can. However, it is also smart to talk to us without any obligation. That way, you can be sure that you have properly considered all options and are not missing anything in your case. Feel free to contact us; we would be happy to help you.

Contact

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Would you like to know if we can help you recover your personal injury? Then contact us using the details below, or fill out the comment form, and we'll make sure someone from us gets back to you within 24 hours.

addressBurgemeester Verwielstraat 67,
5062 GC Oisterwijk Netherlands